Are You a Flower or the Weeds?

Stand tall and bright... even if you're surrounded by weeds.

The weeds don't know where they're going. The weeds have 
no clear direction. They go every which way with no purpose.

A bold flower can attract positive attention while bringing joy
and spreading happiness.

Weeds are often wild, unwanted and frequently destroyed.
Weeds take up valuable space spreading themselves where no 
one chooses them to be.

Blossom like a perennial that gets better, stronger, and more
beautiful with time.

Don't be a raggedy, rude, ugly weed. Be the best flower you can
possibly be.

I Love 'Empire'

I don't think I've ever written about a TV show, but I have to tell you how
much I love the show Empire. Watching Empire is more like watching a
movie than a a TV show. I've seen each episode at least three times...
that's how good Empire is.

Empire has great acting, wonderful music, along with interesting, funny,
and thought provoking dialogue. Plus, the show is so unpredictable. You
never know what the characters will do or say next.

If you're already watching Empire you already know how good it is, but if
you haven't tuned in yet you better hurry because this season is almost over.

Beware Before You Share

I received an interesting and helpful newsletter, so I decided to share it, but
I ended up sharing a little too much. When I checked the link to make sure
that it worked, I noticed that my email address was at the bottom of the
page.


After reading the newsletter in my email, I clicked 'view online' and I shared
it. I had no idea that I was also sharing my email address. Make sure that
you scroll down to the end of the page before you share something that you
received in an email. Then you won't share your email address like I did.

BEWARE BEFORE YOU SHARE

Weird Witty Watchful Design #2

Weird Witty Watchful Design #2

Disputing a Bill

I had a medical bill from January 2013 ( I was paying monthly install-
ments) and it was completely paid off by February 2014...oh so I thought.
In June 2014, I received a bill stating that I owed $75.62. I tried to fight
it over the phone, but she said my insurance denied that amount, so I
gave in and paid the bill. A month later I got a new bill for a higher a-
mount than the month before. This time I owed $188.74. Bills are sup-
posed to go down when you pay them not up. I called the lady again and
she said she'd have my insurance company reprocess the bill. Two months
later $75.62 is removed from the balance. In November 2014 I got my bill 
down to $93.00, so I decide to pay the entire bill off.

After I paid the bill off again (for the second time) I called and requested
a payment in full letter to be sent to me and she refused. She said I still 
owed her guess what?...$75.62. I protest again and she says I still owe
the money, but two phone calls later she sees the light. She's sending me
a letter in the mail confirming that my bill has been "paid in full." Finally
success!

When you're disputing a bill be sure that you keep good records. 

Steps to Help You Dispute a Bill

* Keep every bill that you receive.

* Write down every person that you speak with, the date, and the time.

* Keep every letter that you receive.

* Don't give up. If you know that you don't owe the money you have
   the right to dispute the bill. However, you still need to pay your
   monthly payments while you wait on the situation to be resolved,
   or you will damage your credit.