Disputing a Bill

I had a medical bill from January 2013 ( I was paying monthly install-
ments) and it was completely paid off by February 2014...oh so I thought.
In June 2014, I received a bill stating that I owed $75.62. I tried to fight
it over the phone, but she said my insurance denied that amount, so I
gave in and paid the bill. A month later I got a new bill for a higher a-
mount than the month before. This time I owed $188.74. Bills are sup-
posed to go down when you pay them not up. I called the lady again and
she said she'd have my insurance company reprocess the bill. Two months
later $75.62 is removed from the balance. In November 2014 I got my bill 
down to $93.00, so I decide to pay the entire bill off.

After I paid the bill off again (for the second time) I called and requested
a payment in full letter to be sent to me and she refused. She said I still 
owed her guess what?...$75.62. I protest again and she says I still owe
the money, but two phone calls later she sees the light. She's sending me
a letter in the mail confirming that my bill has been "paid in full." Finally
success!

When you're disputing a bill be sure that you keep good records. 

Steps to Help You Dispute a Bill

* Keep every bill that you receive.

* Write down every person that you speak with, the date, and the time.

* Keep every letter that you receive.

* Don't give up. If you know that you don't owe the money you have
   the right to dispute the bill. However, you still need to pay your
   monthly payments while you wait on the situation to be resolved,
   or you will damage your credit.