Weird Witty Watchful Design #2

Weird Witty Watchful Design #2

Disputing a Bill

I had a medical bill from January 2013 ( I was paying monthly install-
ments) and it was completely paid off by February 2014...oh so I thought.
In June 2014, I received a bill stating that I owed $75.62. I tried to fight
it over the phone, but she said my insurance denied that amount, so I
gave in and paid the bill. A month later I got a new bill for a higher a-
mount than the month before. This time I owed $188.74. Bills are sup-
posed to go down when you pay them not up. I called the lady again and
she said she'd have my insurance company reprocess the bill. Two months
later $75.62 is removed from the balance. In November 2014 I got my bill 
down to $93.00, so I decide to pay the entire bill off.

After I paid the bill off again (for the second time) I called and requested
a payment in full letter to be sent to me and she refused. She said I still 
owed her guess what?...$75.62. I protest again and she says I still owe
the money, but two phone calls later she sees the light. She's sending me
a letter in the mail confirming that my bill has been "paid in full." Finally
success!

When you're disputing a bill be sure that you keep good records. 

Steps to Help You Dispute a Bill

* Keep every bill that you receive.

* Write down every person that you speak with, the date, and the time.

* Keep every letter that you receive.

* Don't give up. If you know that you don't owe the money you have
   the right to dispute the bill. However, you still need to pay your
   monthly payments while you wait on the situation to be resolved,
   or you will damage your credit.

Pay Phones

I was at a hotel and I saw this pitiful wall. I could easily imagine people
standing there using the pay phones that used to be there. I started using
pay phones when I was about 10 and it cost 25 cents per call. Once, I
called Best Western on a pay phone just for the fun of it, because it was
a toll-free call. They had such a catchy jingle I had memorized the phone
number. When I got a little older, the cost of a call was 50 cents.

I don't remember the last time I used a pay phone, but I have fond mem-
ories of them. You knew you were using a good pay phone when you
could get inside a phone booth and the phone booth was clean, you could
close the door, and there was a phone book inside too. Oh yeah...then you
were set. But, if the door didn't close, the phone booth was dirty, and there
was no phone book, you might want to get out of that neighborhood.

There aren't many pay phones around anymore, but more than likely you
wouldn't need one. I'm sure there would be at least 10 people around that
would let you use their cell phone for free.

Focus

Fairy tales teach you a lesson
Observe this year as a blessing
Create a positive plan
Understand this is a new beginning
So the end of the year you'll be winning

Baby and a Tablet

Recently, I was at a clothing store and I saw a woman pushing her baby
in a stroller. I couldn't believe my eyes...She had a tablet computer at-
tached to the stroller. The baby looked about 6 months old, and he was
completely zoned into the cartoon that was playing on the tablet. He
should have been looking around his environment but he wasn't. The
baby had no idea what was going on around him. All he was aware of
was the cartoon sucking his attention away from a true learning experi-
ence.

Babies need to interact with people when they go out, not stare at car-
toons on their strollers. This mom doesn't realize that she's teaching
her baby that when they go out, her child will always expect some kind
of movie to be playing. I can imagine the tantrum he'll throw when the
tablet suddenly quits because it needs to be charged.

If you're a parent "entertaining" your baby with a tablet while shopping,
why don't you try attaching toys to the stroller, or simply let your baby
look around and interact with other people. Who wants a baby that's ad-
dicted to the computer before he can even talk?